For homeowners in Virginia, Maryland, and DC
Pipe burst? Water damage? You may be able to file a claim.
It’s common to call a plumber, pay for the repair, and move on without checking whether your home insurance could cover part of the damage. These free guides explain how claims work, in plain language.
Free to read · No sign-up · General information, not legal advice
Step one
Before the plumber leaves
A few minutes of documentation keeps your options open, even if you are not sure you want to file a claim. Tick the boxes as you go. Nothing is saved or sent.
Water damage checklist
Form CL-01 · 7 itemsGuides
All guides- Before you repair: a water damage claim checklistWhat to document before the plumber leaves or repairs start, so you keep the option to file a home insurance claim for water damage.
- Will filing a home insurance claim raise your premium?How claims history can affect home insurance premiums, what a C.L.U.E. report is, and how to weigh a claim against your deductible.
- Can you file a claim after the repairs are done?What happens if you already paid for water damage repairs, what records help, and where Virginia, Maryland, and DC set time limits.
- What is a public adjuster?What a public adjuster does, how they are licensed in Virginia, Maryland, and DC, how to check a license, and what to ask before you sign.
About this site
Who runs this site
Scopit Claims is run by Scopit, a company that makes estimating software for restoration contractors. We are not an insurer, agent, adjuster, or law firm, and we never contact homeowners first.
If you want help with a claim, our directory lists public adjusters whose licenses we have checked with the state. You decide whether to contact any of them.
- Free to read. No ads.
- We never sell your information. A message goes only to the adjusters you pick.
- Adjusters pay nothing to be listed. Listings are in alphabetical order.
Run by Scopit. Free to use. Scopit does not receive payment from listed adjusters.