About

Who runs this site, and how it works

Scopit Claims is a free educational site about property insurance claims in Virginia, Maryland, and DC, with a directory of license-verified public adjusters.

Run by Scopit. Free to use. Scopit does not receive payment from listed adjusters.

Who runs it

Scopit Claims is run by Scopit, a company that makes estimating software for restoration contractors. A common story in restoration work: a pipe bursts, the homeowner pays a plumber, and nobody checks whether the policy might have covered part of the damage. This site explains how claims work, in plain language.

We run it because it is useful, and because it introduces the Scopit name to people who work on insurance claims. That is the whole business model. Scopit is not an insurer, insurance agent, adjuster, or law firm.

How the site works

  • Everything is free to read. There are no ads and no sign-up.
  • The site has two separate sides: guides for homeowners and estimating notes for adjusters and estimators.
  • Every guide lists its sources and the date it was last reviewed. Statements about state rules link to the official source and are reviewed by a lawyer before they are published.
  • We do not publish ratings, reviews, or testimonials, and we do not promise any result on a claim.

How license verification works

  1. A public adjuster applies and enters each license number, state, and expiration date themselves.
  2. We look up each license on the state’s official license lookup and check that it is a public adjuster license, that it is active, that the name matches, and that the expiration date matches.
  3. We record the date we checked. The profile shows it as “License verified on [date].”
  4. Only then does the listing go live. Applications that are not verified are never shown.
  5. When a license’s expiration date passes, it stops showing. If no verified, current license remains, the listing is hidden. The directory is rebuilt at least once a day, and messages can only be sent to adjusters whose license is current at that moment.
  6. We re-check when a license is renewed or changed, and remove listings on request or when a license can’t be verified.

A verified date tells you the license was valid when we checked. Licenses can change, so check again yourself before you sign a contract.

What we never do

  • Take money from adjusters: no listing, per-lead, success, referral, or ranking fees.
  • Contact homeowners first, or sell or share leads.
  • Rank adjusters by payment. Listings are in alphabetical order.
  • Send your message to anyone except the adjusters you choose. We keep a record of it for 180 days, then delete it.
  • Email homeowners anything except the one confirmation for a message they sent.

Questions or corrections

If something on this site is wrong or out of date, please tell us. See the Contact page.