Legal
Disclaimer
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General information, not advice
Everything on Scopit Claims is general information about property insurance claims in Virginia, Maryland, and the District of Columbia. It is not legal advice, insurance advice, or a substitute for reading your own policy. Every policy and every loss is different.
Who we are not
Scopit is not an insurance company, insurance agent or broker, public adjuster, independent adjuster, or law firm. Using this site does not create an attorney-client, agency, or any other professional relationship.
State rules and deadlines
Rules and deadlines differ by state and by policy, and they change. When a guide mentions a state rule, it links to the official source and shows the date the page was last reviewed. Always check the official source and your policy, and ask a lawyer about deadlines that matter to you.
The directory
A listing in the directory means we checked the adjuster’s license against an official state source on the date shown. It is not a recommendation or endorsement, and it does not mean the license is still active today. Check the license yourself before you sign anything. Scopit does not receive payment from listed adjusters and does not promise any result on a claim.
Safety first
If water is near electrical outlets, appliances, or the electrical panel, stay clear and call an electrician or your utility. In an emergency, call 911.