Guides for homeowners
Claim guides, in plain language
Short guides for homeowners in Virginia, Maryland, and DC. Each one lists its sources and the date it was last reviewed.
- Before you repair: a water damage claim checklistWhat to document before the plumber leaves or repairs start, so you keep the option to file a home insurance claim for water damage.
- Will filing a home insurance claim raise your premium?How claims history can affect home insurance premiums, what a C.L.U.E. report is, and how to weigh a claim against your deductible.
- Can you file a claim after the repairs are done?What happens if you already paid for water damage repairs, what records help, and where Virginia, Maryland, and DC set time limits.
- What is a public adjuster?What a public adjuster does, how they are licensed in Virginia, Maryland, and DC, how to check a license, and what to ask before you sign.
New to claims? Start with the water damage checklist.